Independent commercial loan consultants

Commercial & Business Financing Solutions

Helping business owners secure commercial real estate loans, SBA financing, and investment property loans.

City skyline and office towers at dusk
0+
Years of Experience
Mortgage and commercial finance
$0
Success-Fee Only — No Upfront Cost
No application fees or retainers
0
CRE, SBA & Investment Property
Program families we place
Who we are

Axis Capital is an independent commercial financing consultancy working on behalf of owners, operators, and investors. We structure and place commercial real estate loans, SBA financing, and investment property debt with the lenders most likely to fund a given file. Every submission is packaged in house — financials, rent rolls, projections, and a written lender narrative — before it reaches a credit desk. You work with one advisor from the first conversation through funding.

Let's look at your deal.

Send the basics and we'll tell you candidly whether it is financeable, and where.

What we place

Loan Programs

Four program families, matched to the lenders that actively fund them. Structure, documentation, and lender selection are handled by us.

Program 01

Business Purpose HELOC

Access up to $750K in business funding against home equity, in as little as 5 business days.

Program 02

Commercial Real Estate Loans

Purchase, refinance, bridge, and construction financing on owner-occupied and income-producing commercial property.

Program 03

SBA Loans

SBA 7(a) and 504 loans for business growth, equipment, and owner-occupied real estate, placed with active SBA lenders.

Program 04

Investment Property Financing

Financing for investors buying, renovating, or refinancing rental, mixed-use, and multifamily property.

Not sure which program fits?

← All loan programs
Program 01

Business Purpose HELOC

Borrow against your home equity for business use, with a fully online application.

What it is

Credit line on your house. Use the cash for your business.

How it works

Three steps

Soft pull pre-qual5-minute online applicationFunding in as little as 5 business days
Minimum FICO around 640Debt-to-income under 50%Terms up to 30 years
Availability

States where the HELOC is available

Alabama: EligibleAlaska: EligibleArizona: Not eligibleColorado: EligibleFlorida: EligibleGeorgia: EligibleIndiana: EligibleKansas: Not eligibleMaine: EligibleMassachusetts: EligibleMinnesota: Not eligibleNew Jersey: Not eligibleNorth Carolina: EligibleNorth Dakota: Not eligibleOklahoma: EligiblePennsylvania: EligibleSouth Dakota: Not eligibleTexas: EligibleWyoming: EligibleConnecticut: EligibleMissouri: EligibleWest Virginia: EligibleIllinois: EligibleNew Mexico: EligibleArkansas: EligibleCalifornia: EligibleDelaware: EligibleDistrict of Columbia: Not eligibleHawaii: Not eligibleIowa: Not eligibleKentucky: EligibleMaryland: EligibleMichigan: Not eligibleMississippi: EligibleMontana: EligibleNew Hampshire: EligibleNew York: EligibleOhio: EligibleOregon: Not eligibleTennessee: EligibleUtah: Not eligibleVirginia: Not eligibleWashington: EligibleWisconsin: EligibleNebraska: EligibleSouth Carolina: EligibleIdaho: Not eligibleNevada: Not eligibleVermont: Not eligibleLouisiana: EligibleRhode Island: EligibleALAKAZCOFLGAINKSMEMNNJNCNDOKPASDTXWYCTMOWVILNMARCAHIIAKYMIMSMTNHNYOHORTNUTVAWAWINESCIDNVVTLAMARIMDDEDC
AvailableNot available

Have a scenario?

Send it over and we will tell you where it fits.

Loan amounts, terms, rates, and eligibility are subject to lender approval and underwriting and may change without notice. Availability varies by state and property type. This page is for information only and is not a commitment to lend or an offer of credit. Axis Capital, is a DBA of All Credit Funding LLC.

← All loan programs
Program 02

Commercial Real Estate Loans

Financing to buy, refinance, build, or bridge commercial property, placed with the lender that fits the asset.

What it is

Loan to buy or refinance a commercial building.

What we finance

Property types

Owner-occupiedOfficebuildingsRetailplazasIndustrialWarehousesMultifamily(5+ units)Mixed-useSelf-storageMedical& dentalHospitalitySpecialpurpose
Loan types

What we arrange

PurchaseRefinanceBridgeConstruction
Fixed rateAdjustable rateInterest-only

Have a scenario?

Send it over and we will tell you where it fits.

Terms, rates, and eligibility are subject to lender approval and underwriting and may change without notice. This page is for information only and is not a commitment to lend. Axis Capital, is a DBA of All Credit Funding LLC.

← All loan programs
Program 03

SBA Loans

Government-backed loans for small businesses, made through SBA-approved lenders. We place 7(a) and 504 loans.

What it is

Government-backed loan for small business.

Programs we place

How an SBA loan works

Axis CapitalPackages the fileSBA-approved lenderMakes the loanYour businessReceives the loanU.S. SBAApplicationLoan fundsRepaymentsGuarantees a portionof the loan
SBA 7(a)SBA 504Equipment financingReal estate purchase

Have a scenario?

Send it over and we will tell you where it fits.

Terms, rates, and eligibility are subject to lender approval and underwriting and may change without notice. This page is for information only and is not a commitment to lend. Axis Capital, is a DBA of All Credit Funding LLC.

← All loan programs
Program 04

Investment Property Financing

Loans for real estate investors, from a single rental to a portfolio, with products built around how the property performs.

What it is

Loan to buy or fix a rental property.

Property types

What we finance

Single-familyrentalsMultifamilyMixed-useShort-term andvacation rentalsRentalportfolios
Loan types

What we arrange

BuyRenovateRentRefinance
DSCR loansFix-and-flipBridgeCash-out refinanceNo-income-verification

Have a scenario?

Send it over and we will tell you where it fits.

Terms, rates, and eligibility are subject to lender approval and underwriting and may change without notice. This page is for information only and is not a commitment to lend. Axis Capital, is a DBA of All Credit Funding LLC.

Business owners meeting in a modern office
Who you're working with

About Axis Capital

Over 20 years of experience in the mortgage and business loan financing industry. We pride ourselves on customer service and provide the highest quality care. That means answering the phone, telling you early when a deal will not work, and staying with the file until it funds.

We are not a bank. We work for the borrower — assembling the package, positioning the story, and taking it to the lenders whose current appetite actually matches the deal. Owners, operators, and investors come back to us because the process is straightforward and the advice is candid.

The process

How We Work

  1. 01

    Consultation

    We review the property, the numbers, and the timeline, and say plainly what is financeable.

  2. 02

    Loan Packaging

    Financials, rent rolls, projections and a written lender narrative, assembled in house.

  3. 03

    Lender Matching

    The file goes to the desks whose current appetite fits it, not to a mass submission list.

  4. 04

    Funding

    We manage conditions and third parties through closing, and our fee comes only then.

Legal entity

All Credit Funding LLC d/b/a Axis Capital

1600 S Federal Highway Suite 204, pompano beach, FL, 33062

Plain language

How We're Compensated — No Surprises

Here is exactly how we get paid, in the fewest words possible. If anything below is unclear, ask us before you send a single document.

Our role

We're a broker, not a lender

Axis Capital is an independent commercial loan consultant and broker. We are not a bank or a lender, and we cannot guarantee approval, rates, or funding — those decisions belong to the lender.

Up front

No upfront fees, ever

No application fees. No retainers. No document or packaging charges. Nothing is due to us to begin working on your file.

Our fee

Success fee, paid at closing

We are paid a success fee only if and when your financing closes and funds. It comes out of closing proceeds — not out of your pocket beforehand.

If it doesn't fund

No funding, no fee

If your deal doesn't fund, you owe us nothing. Our incentive is the same as yours: get the right financing closed.

Exact fee terms are set out in writing for your specific transaction before you commit to anything. Nothing on this page is an offer of credit or a commitment to lend.
Client intake

Apply for Financing

Tell us about you and the deal. Nothing here obligates you, and there is no fee to submit. We review every file personally and reply with a candid read.

Submitted — we'll be in touch
1 · Financing Request
2 · Property Information
Will title be held in an entity?

Purchase or refinance details

Fix & flip or renovation?
Does Applicant intend to live in the subject property for more than 14 days per year?
Does Co-Applicant intend to live in the subject property for more than 14 days per year?
3 · Applicant Information

Social Security number and date of birth are optional here. You can give them to us by phone instead.

Marital Status
Residency Status

Co-Applicant

Social Security number and date of birth are optional here. You can give them to us by phone instead.

Marital Status
Residency Status
4 · Employment Information

Applicant

Co-Applicant

5 · Real Estate Owned

Optional. If you own more than 5 properties, tell us in the notes at the end and we will ask for a separate list.

1
2
3
4
5
6 · Express Processing Information

Optional. Add any of these contacts that you already have.

Settlement Agent

Insurance Agent

Homeowners Association

7 · Government Monitoring Information

The following information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender's compliance with Equal Credit Opportunity, Fair Housing and Home Mortgage Disclosure laws. You are not required to furnish this information but are encouraged to do so. The law provides that a lender may not discriminate either on the basis of this information, or on whether you choose to furnish it. If you do not wish to furnish the information, please check the box.

Applicant

Race
Sex

Co-Applicant

Race
Sex
8 · Agreement & Acknowledgement

Each of the undersigned specifically represents to Lender and to Lender's actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors and assigns and agrees and acknowledges that: (1) the information provided in this application is true and correct as of the date set forth opposite my signature and that any intentional or negligent misrepresentation of this information contained in this application may result in civil liability, including monetary damages to any person who may suffer any loss due to reliance upon any misrepresentation that I have made on this application, and/or in criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Section 1001 and following; (2) the loan requested pursuant to this application (the "Loan") will be secured by a mortgage or deed of trust on the property described in this application; (3) the property will not be used for any illegal or prohibited purpose or use; (4) all statements made in this application are made for the purpose of obtaining a business purpose mortgage loan; (5) the property will be occupied as indicated in this application; (6) the Lender, its servicers, successors or assigns may retain the original and/or an electronic record of this application, whether or not the Loan is approved; (7) the Lender and its agents, brokers, insurers, servicers, successors, and assigns may continuously rely on the information contained in the application, and I am obligated to amend and/or supplement the information provided in this application if any of the material facts that I have represented should change prior to closing of the Loan; (8) in the event that my payments on the Loan become delinquent, the Lender, its servicers, successors or assigns may, in addition to any other rights and remedies that it may have relating to such delinquency, report my name and account information to one or more consumer reporting agencies; (9) ownership of the Loan and/or administration of the Loan account may be transferred with such notice as may be required by law; (10) neither Lender nor its agents, brokers, insurers, servicers, successors or assigns has made any representation or warranty, express or implied, to me regarding the property or the condition or value of the property; and (11) my transmission of this application as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or my facsimile transmission of this application containing a facsimile of my signature, shall be as effective, enforceable and valid as if a paper version of this application were delivered containing my original written signature.

Acknowledgement: Each of the undersigned hereby acknowledges that any owner of the Loan, its servicers, successors and assigns, may verify any information contained in this application or obtain any information or data relating to the Loan, for any legitimate business purpose through any source, including a source named in this application or a consumer reporting agency.

Get in touch

Contact Axis Capital

Questions about a deal, a program, or how we're paid — ask before you send anything.

Phone — tap to call
954-664-7050
Email — tap to write
Info@axiscap.net
Response time
We reply to most enquiries within one business day.

Send us a message

Or start an application Sent — we'll be in touch
Your information

Privacy Policy

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Using this site

Terms of Service

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SMS Terms & Conditions

How the Axis Capital text messaging program works, and how to stop it at any time.

Client agreement

Commercial Loan Origination & Consulting Agreement